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Elsevier

Handbook of Blockchain, Digital Finance, and Inclusion

Cryptocurrency, FinTech, InsurTech, Regulation, ChinaTech, Mobile Security, and Distributed Ledger

  • 1st Edition - September 29, 2017
  • Latest edition
  • Authors: David Lee Kuo Chuen, Robert H. Deng
  • Language: English

Handbook of Digital Finance and Financial Inclusion: Cryptocurrency, FinTech, InsurTech, Regulation, ChinaTech, Mobile Security, and Distributed Ledger explores recent advances… Read more

Description

Handbook of Digital Finance and Financial Inclusion: Cryptocurrency, FinTech, InsurTech, Regulation, ChinaTech, Mobile Security, and Distributed Ledger explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets.

Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and likely to dictate the future of finance. The book not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature.

A companion Volume Two of The Handbook of Digital Banking and Financial Inclusion: ChinaTech, Mobile Security, Distributed Ledger, and Blockchain emphasizes technological developments that introduce the future of finance. Descriptions of recent innovations lay the foundations for explorations of feasible solutions for banks and startups to grow. The combination of studies on blockchain technologies and applications, regional financial inclusion movements, advances in Chinese finance, and security issues delivers a grand perspective on both changing industries and lifestyles.

Written for students and practitioners, it helps lead the way to future possibilities.

Key features

  • Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties
  • Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography
  • Provides the only advanced methodical summary of these subjects available today

Readership

Upper-division undergraduates, graduate students, and professionals working in financial institutions and financial technology worldwide

Table of contents

Volume 1

FinTech

  1. Digital Finance: Hinternet, LASIC, Ant Financial and M-Pesa. David Lee & Christopher Dula

  2. From Ant Financial to Alibaba's Rural Taobao Strategy: How Fintech is Transforming Social Inclusion. Chong Guan, Ding Ding, David Lee, & Lee Cheng Tan

  3. The M-Pesa Technological Revolution for Financial Services in Kenya: A Platform for Financial Inclusion. Ndung'u Njuguna

  4. Financial Inclusion in the Digital Age. Anju Patwardhan

    5. Digital Finance

  5. Using Broadband to Enhance Financial Inclusion. Ignacio Mas & Paul Shulte

  6. Mobile Technologies and Financial Inclusion. Albert Chu

  7. Financial Inclusion, Digital Currency and Mobile Technology. Vrajlal Sapovadia

    8. Cryptocurrency

  8. The Cross Section of Crypto-Currencies as Financial Assets. Hermann Elendner, Simon Trimborn, Bobby Ong, & Ong Teik Ming Lee

  9. CRIX Index: Analysis of a Cryptocurrency Index for Portfolio Investment. Wolfgang Hardle, Shi Chen, Bobby Ong, & Cathy Y Chen

  10. Financial Intermediation in Cryptocurrency Markets – Regulation, Gaps and Bridges. Immaculate Motsi-Omoijiade

  11. Legal Risks of Owning Cryptocurrencies. Ernie Teo & Kelvin Low

    12. Digital Banking and Insurance

  12. InsurTech and FinTech: Banking and Insurance Enablement. Choon Yan Tan, Paul Schulte, & David Lee

  13. Understanding Interbank Real-Time Retail Payment Systems. Roy Lai

  14. Real-time Inbound Marketing: A Use Case for Digital Banking. Alan Megargel, Venky Shankararaman, & Srinivas Reddy

  15. Regulation & Supervision in a Digital and Inclusive World. Loretta Michaels & Matt Homer

  16. Singapore Approach to Develop and Regulate FinTech. Sai Fan Pei

  17. Big Data, Smart Data and Data Technology in the Regulatory Context. Douglas Arner, Janos Barberis, & Ross Buckley

  18. Ambient Accountability: Shared Ledgers, Glass Banks and Radical Transparency in Financial Services. Dave Birch & Salome Parulava

  19. Peer to Peer Lending/Marketplace Lending and Regulatory Environment. Anju Patwardhan

  20. EU VAT Implications of Crowdfunding. Aleksandra Bal

    21. Volume 2

    China FinTech

  21. Balancing Innovation and Risks in Digital Financial Inclusion —Experiences of Ant Financial Services Group. Tao Sun

  22. Regulating FinTech in China: From Permissive to Balanced. Weihuan Zhou, Douglas Arner, & Ross Buckley

  23. Big Data Technology: Application and Cases. DaWei Lui

    24. Security

  24. Trust Management in Mobile Platform. Zheng Yan, Yanxiao Cheng, Ping Yan, & Robert H Deng

  25. Security Issues in In-Store Mobile Payment. Yingjiu Li, Xingjiu Yu, & Mon Kywe Su

    26. Blockchain

  26. Blockchain – From Experimentation to Production. David Lee & Roy Lai

  27. Blockchain 101: An Introduction to the Future. Jeff Garzick & Jacob Donnelley

  28. Betting Blockchain Will Change Everything - SEC and CFTC Regulation of Blockchain Technology. Richard Levin, Peter Waltz, & Holly LaCount

  29. Global Financial Institutions 2.0. Alyse Killeen & Rosanna Chan

  30. Public Blockchains and Operation Risk. Angela Walch

  31. Blockchain Architectures for Electronic Exchange Reporting Requirements: EMIR, Dodd Frank, MiFID I/II, MiFIR, REMIT, Reg NMS and T2S. Gareth W. Peters & Guy R Vishnia

    32. Financial Inclusion

  32. Financial Inclusion and Mobile Technology. Paul Shulte

  33. Financial Inclusion in South East Asia. Kok Fai Phoon, Francis Koh, & Duy Ha Cao

  34. From the Ground Up: The Financial Inclusion Frontier. Griffin Hotchkiss & David Lee

  35. FinTech, Financial Inclusion and Micro Finance Institutions: A Case Study. Adrian Yeow, David Lee, Roland Tan, & Michelle Chia

  36. FinTech: Harnessing Innovation for Financial Inclusion. Anne-Laure Mention & Dimitrios Salampasis

    37. Inclusion and Innovation

  37. Inclusive Growth as Democratizing Productivity. Yuwa Hedrick-Wong

  38. Decentralised Trust: A Path to Financial Inclusion. Andreas Freund

    39. Emerging Technology

  39. Inclusion or Exclusion? Trends in Robo-Advisory for Financial Investment Services. Ernie Teo & Roland Schwinn

  40. Autonomous Finance. Andras Kristoff

  41. How 3D Printing will Change the Future. Yabhijit Patwardhan

Review quotes

"David Lee and Robert Deng's contribution to the use of technology to help further financial inclusion is pivotal. If our industry is to recapture the trust of the investing public we need to float all boats in society. Technology, as David and Robert so ably demonstrate, is a wonderful tool for doing so." —Paul Smith, President and CEO, CFA Institute

"The hallmarks for any sustainable disruption to the status-quo are greater efficiency and lower costs; the nose of blockchain is now in the financial services tent, and David Lee provides a very timely and relevant tour through this space." —William J. Kelly, CEO, Chartered Alternative Investment Analyst ("CAIA") Association

"Digital technology is disruptive and is affecting all sectors of our economy, creating opportunities and challenges everywhere. This handbook offers a guide to understanding how digital technologies and the Internet are changing virtually all aspects of the financial services sector, both today and tomorrow. It will be of interest to students, scholars, and practioners in the field as well as to policy-makers and regulators."—Arthur Cordell, Carleton University

"This is a timely contribution that clarifies several issues in fintech and provide regional analyses that help us to understand where this technology is going in different economic and social contexts."—Roberto Ricciuti, University of Verona

Product details

  • Edition: 1
  • Latest edition
  • Published: September 29, 2017
  • Language: English

About the authors

DL

David Lee Kuo Chuen

David LEE Kuo Chuen is a Professor of Financial Technology and Blockchain at the Singapore University of Social Sciences (SUSS), an Adjunct Professor at the National University of Singapore (NUS), a Council Member of the British Blockchain Association, Vice President of the Economic Society of Singapore, and Editor-in-Chief or Deputy Editor-in-Chief of the Journal of Fintech and Annual Review of Fintech. He is also Chairman of the Global FinTech Institute (GFI), co-founder of the Singapore Blockchain Association, co-founder of the Blockchain Security Alliance, advisor to the Asian Development Bank, cryptocurrency advisor to the Asian Institute of Digital Finance (AIDF) of NUS, advisor to the SUSS Node for inclusive FinTech (NiFT), independent director of several technology companies in Singapore, angel investor in blockchain, WEB3, inclusive finance and AI innovation, senior advisor and Investment Committee member of Artichoke Capital which is backed by institutional and sovereign wealth fund limited partners.

Affiliations and expertise
School of Business, Singapore University of Social Sciences, Singapore

RD

Robert H. Deng

Robert Deng is AXA Chair Professor of Cybersecurity, Director of the Secure Mobile Centre, and Deputy Dean for Faculty & Research, School of Computing and Information Systems, Singapore Management University (SMU). He received the Outstanding University Researcher Award from National University of Singapore, Lee Kuan Yew Fellowship for Research Excellence from SMU, and Asia-Pacific Information Security Leadership Achievements Community Service Star from International Information Systems Security Certification Consortium. He serves/served on the editorial boards of ACM Transactions on Privacy and Security, IEEE Security & Privacy, IEEE Transactions on Dependable and Secure Computing, IEEE Transactions on Information Forensics and Security, Journal of Computer Science and Technology, and Steering Committee Chair of the ACM Asia Conference on Computer and Communications Security. He is a Fellow of IEEE and Fellow of Academy of Engineering Singapore.

Affiliations and expertise
School of Information Systems, Singapore Management University, Singapore