Fintech and the Remaking of Financial Institutions
- 2nd Edition - March 1, 2026
- Imprint: Academic Press
- Author: John Hill
- Language: English
- Paperback ISBN:9 7 8 - 0 - 4 4 3 - 3 6 6 5 1 - 2
- eBook ISBN:9 7 8 - 0 - 4 4 3 - 3 6 6 5 2 - 9
FinTech and the Remaking of Financial Institutions, Second Edition explores the transformative potential of new entrants and innovations on business models. In its survey and an… Read more
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FinTech and the Remaking of Financial Institutions, Second Edition explores the transformative potential of new entrants and innovations on business models. In its survey and analysis of FinTech, the book addresses current and future states of money and banking. It provides broad contexts for understanding financial services, products, technology, regulations, and social considerations. The Second Edition expands and updates topics covered in the first edition, with particular emphasis on current and expected impact of AI; maturation of crypto and consequent regulatory issues; international developments; and the continued integration of technology advances in large financial institutions. The book shows how FinTech has evolved and will drive the future of financial services. It sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts. After an introductory chapter, chapters 2-12 present a necessary background of economics and finance as well as selected Fintech companies that are active in specific markets. Chapters 13-17 then broaden the scope to discuss the financing of startups; FinTech activity in hubs outside of the United States; financial regulation; negative impacts of FinTech on some social issues; and finally, responses of the Big Financial Institutions to the FinTech disruption. FinTech and the Remaking of Financial Institutions, Second Edition is a valuable resource for students, researchers, and professionals alike who need to understand the latest emerging FinTech technologies, how they’re used in finance, how they are regulated, and the societal implications.
- Presents case studies that depict the problems, solutions and opportunities associated with FinTech
- Provides global coverage of FinTech ventures and regulatory guidelines
- Analyzes FinTech’s social aspects and its potential for spreading to new areas in banking
- Sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts
Upper-division undergraduates, graduate students, researchers, and professionals worldwide working in financial economics, innovation economics, and financial institutions and services
1. Introduction
2. Disruption and Disintermediation in Financial Products and Services: Why Now?
3. Money: A Medium of Exchange, Unit of Account, and Store of Wealth
4. Financial Institutions
5. Bubbles, Panics, Crashes, and Crises: Summary of impact from COVID crisis
6. Bank Lending
7. Time Value of Money: Interest, Bonds, Money Market Funds
8. Equities
9. Foreign Exchange
10. Futures, Forwards, and Swaps
11. Commodities
12. Options
13. Startup Financing
14. Fintech in a Global Setting
15. Fintech and Government Regulation: If It Quacks Like a Bank…
16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
17. They are Not Dead Yet: How Big Financial Institutions Will Work with Fintech Startups to Define the Market Structure of the Future
2. Disruption and Disintermediation in Financial Products and Services: Why Now?
3. Money: A Medium of Exchange, Unit of Account, and Store of Wealth
4. Financial Institutions
5. Bubbles, Panics, Crashes, and Crises: Summary of impact from COVID crisis
6. Bank Lending
7. Time Value of Money: Interest, Bonds, Money Market Funds
8. Equities
9. Foreign Exchange
10. Futures, Forwards, and Swaps
11. Commodities
12. Options
13. Startup Financing
14. Fintech in a Global Setting
15. Fintech and Government Regulation: If It Quacks Like a Bank…
16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
17. They are Not Dead Yet: How Big Financial Institutions Will Work with Fintech Startups to Define the Market Structure of the Future
- Edition: 2
- Published: March 1, 2026
- Imprint: Academic Press
- Language: English
JH
John Hill
John Hill is President and CEO of Derivatives Strategy Group. He previously served as Co-Head of Global Energy Futures at Merrill Lynch and at ABN AMRO bank and as President and CEO of Broadway Futures Group. He was Senior Vice President of North American Sales for Intercontinental Exchange (ICE), one of the first electronic platforms and now the parent of the NYSE, among other businesses. Mr. Hill was also Senior Vice President at ICAP, the largest interdealer broker, where his focus was developing electronic businesses and planning compliance with financial regulations. He is also the author of “ESG Investing: A Balanced Analysis of the Theory and Practice of a Sustainable Portfolio” and teaches at Fairfield University’s Dolan School of Business.
Affiliations and expertise
Charles F. Dolan School of Business, Fairfield University, Fairfield, CT, USA