Fintech and the Remaking of Financial Institutions
- 2nd Edition - March 1, 2026
- Latest edition
- Author: John Hill
- Language: English
Fintech and the Remaking of Financial Institutions, Second Edition explores the transformative potential of new entrants and innovations on business models. In its survey and an… Read more
Fintech and the Remaking of Financial Institutions, Second Edition explores the transformative potential of new entrants and innovations on business models. In its survey and analysis of Fintech, this book addresses current and future states of money and banking. It provides broad contexts for understanding financial services, products, technology, regulations, and social considerations. The second edition expands and updates topics covered in the first edition, with particular emphasis on current and expected impact of AI; maturation of crypto and consequent regulatory issues; international developments; and the continued integration of technology advances in large financial institutions. This book shows how Fintech has evolved and will drive the future of financial services. It sheds new light on disruption, innovation, and opportunity by placing the financial technology revolution in larger contexts.
- Presents snap shots of many Fintechs, identifying their successes, new opportunities,
challenges, and solutions - Provides global coverage of Fintech ventures and regulatory guidelines
- Analyses Fintech’s social aspects and its potential for spreading to new areas in banking
- New to the Second Edition: all chapters have been brought up to date, with new
and additional material on big data, crypto currencies, regulatory actions, and
current and potential developments in Artificial Intelligence
Upper-division undergraduates, graduate students, researchers, and professionals worldwide working in financial economics, innovation economics, and financial institutions and services
1. Introduction
2. Disruption and Disintermediation in Financial Products and Services: Why Now?
3. Money: A Medium of Exchange, Unit of Account, and Store of Wealth
4. Financial Institutions
5. Bubbles, Panics, Crashes, and Crises: Summary of impact from COVID crisis
6. Bank Lending
7. Time Value of Money: Interest, Bonds, Money Market Funds
8. Equities
9. Foreign Exchange
10. Futures, Forwards, and Swaps
11. Commodities
12. Options
13. Startup Financing
14. Fintech in a Global Setting
15. Fintech and Government Regulation: If It Quacks Like a Bank…
16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
17. They are Not Dead Yet: How Big Financial Institutions Will Work with Fintech Startups to Define the Market Structure of the Future
2. Disruption and Disintermediation in Financial Products and Services: Why Now?
3. Money: A Medium of Exchange, Unit of Account, and Store of Wealth
4. Financial Institutions
5. Bubbles, Panics, Crashes, and Crises: Summary of impact from COVID crisis
6. Bank Lending
7. Time Value of Money: Interest, Bonds, Money Market Funds
8. Equities
9. Foreign Exchange
10. Futures, Forwards, and Swaps
11. Commodities
12. Options
13. Startup Financing
14. Fintech in a Global Setting
15. Fintech and Government Regulation: If It Quacks Like a Bank…
16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
17. They are Not Dead Yet: How Big Financial Institutions Will Work with Fintech Startups to Define the Market Structure of the Future
- Edition: 2
- Latest edition
- Published: March 1, 2026
- Language: English
JH
John Hill
John Hill is a consultant, investor, author, and educator who teaches economics and finance at the Dolan School of Business, Fairfield University. He earned his degrees from Cornell University and the University of Pennsylvania, where he pursued a PhD in econometrics under Nobel Laureate Lawrence Klein. John has authored notable books, including Environmental, Social, and Governance (ESG) Investing and Fintech and the Remaking of Financial Institutions, both published by Academic Press. His career spans senior executive roles at leading financial institutions such as Merrill Lynch, ABN AMRO, Intercontinental Exchange, and ICAP.
Affiliations and expertise
Charles F. Dolan School of Business, Fairfield University, Fairfield, CT, USA