Fintech and the Remaking of Financial Institutions
- 2nd Edition - March 1, 2026
- Latest edition
- Author: John Hill
- Language: English
- Paperback ISBN:9 7 8 - 0 - 4 4 3 - 3 6 6 5 1 - 2
- eBook ISBN:9 7 8 - 0 - 4 4 3 - 3 6 6 5 2 - 9
FinTech and the Remaking of Financial Institutions, Second Edition delves into the sweeping changes technology brings to the financial sector. Opening with an exploration of how ne… Read more
FinTech and the Remaking of Financial Institutions, Second Edition delves into the sweeping changes technology brings to the financial sector. Opening with an exploration of how new industry players and digital innovations are redefining business models, the book provides a thorough analysis of the present and anticipated future states of money and banking. Readers are guided through essential concepts surrounding financial services, products, regulatory environments, and social implications, all while considering the accelerating pace of technological advances and their integration into established institutions. This edition emphasizes the impact of artificial intelligence and maturation of crypto assets.
Beyond foundational concepts, the book investigates international FinTech developments, the financing of startups, and the roles of various FinTech hubs outside the United States. It discusses regulatory challenges as well as social concerns that may arise with rapid innovation. The final chapters focus on how major financial institutions are responding to technological disruption, illuminating the opportunities and challenges that shape the future of finance. Together, these insights provide readers with a panoramic understanding of the evolving world of financial technology.
Beyond foundational concepts, the book investigates international FinTech developments, the financing of startups, and the roles of various FinTech hubs outside the United States. It discusses regulatory challenges as well as social concerns that may arise with rapid innovation. The final chapters focus on how major financial institutions are responding to technological disruption, illuminating the opportunities and challenges that shape the future of finance. Together, these insights provide readers with a panoramic understanding of the evolving world of financial technology.
- Presents case studies that depict the problems, solutions, and opportunities associated with FinTech
- Provides global coverage of FinTech ventures and regulatory guidelines
- Analyzes FinTech’s social aspects and its potential for spreading to new areas in banking
- Sheds new light on disruption, innovation, and opportunity by placing the financial technology revolution in larger contexts
Upper-division undergraduates, graduate students, researchers, and professionals worldwide working in financial economics, innovation economics, and financial institutions and services
1. Introduction
2. Disruption and Disintermediation in Financial Products and Services: Why Now?
3. Money: A Medium of Exchange, Unit of Account, and Store of Wealth
4. Financial Institutions
5. Bubbles, Panics, Crashes, and Crises: Summary of impact from COVID crisis
6. Bank Lending
7. Time Value of Money: Interest, Bonds, Money Market Funds
8. Equities
9. Foreign Exchange
10. Futures, Forwards, and Swaps
11. Commodities
12. Options
13. Startup Financing
14. Fintech in a Global Setting
15. Fintech and Government Regulation: If It Quacks Like a Bank…
16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
17. They are Not Dead Yet: How Big Financial Institutions Will Work with Fintech Startups to Define the Market Structure of the Future
2. Disruption and Disintermediation in Financial Products and Services: Why Now?
3. Money: A Medium of Exchange, Unit of Account, and Store of Wealth
4. Financial Institutions
5. Bubbles, Panics, Crashes, and Crises: Summary of impact from COVID crisis
6. Bank Lending
7. Time Value of Money: Interest, Bonds, Money Market Funds
8. Equities
9. Foreign Exchange
10. Futures, Forwards, and Swaps
11. Commodities
12. Options
13. Startup Financing
14. Fintech in a Global Setting
15. Fintech and Government Regulation: If It Quacks Like a Bank…
16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
17. They are Not Dead Yet: How Big Financial Institutions Will Work with Fintech Startups to Define the Market Structure of the Future
- Edition: 2
- Latest edition
- Published: March 1, 2026
- Language: English
JH
John Hill
John Hill is President and CEO of Derivatives Strategy Group. He previously served as Co-Head of Global Energy Futures at Merrill Lynch and at ABN AMRO bank and as President and CEO of Broadway Futures Group. He was Senior Vice President of North American Sales for Intercontinental Exchange (ICE), one of the first electronic platforms and now the parent of the NYSE, among other businesses. Mr. Hill was also Senior Vice President at ICAP, the largest interdealer broker, where his focus was developing electronic businesses and planning compliance with financial regulations. He is also the author of “ESG Investing: A Balanced Analysis of the Theory and Practice of a Sustainable Portfolio” and teaches at Fairfield University’s Dolan School of Business.
Affiliations and expertise
Charles F. Dolan School of Business, Fairfield University, Fairfield, CT, USA